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Sophat's Group
In this Group: Sophat , Sarorn, Ra, Channak
Living in a rural village located in the Kandal Stoeng district, Sophat is 38 years old and divorced. She has one dependent daughter who is still in school. To make a living, she has been cultivating rice for about 18 years and selling palm cake for 10 years. The current business earns her about 6 USD per day. She can save about 2 USD each day for future needs.

This is a group loan for Sophat's group of four members who live in the same area. Sophat has been a member of VisionFund for one cycle already, while the others are clients in their first and second cycles with VisionFund. The first loan helped her increase her income and better support her daughter's education. Now leading her group to apply for a loan, she will use her portion to buy fertilizers for her farmland and to support her daughter's education by paying for things such as schooling materials. She hopes to increase her business and earn more income so as to improve her standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,424,450
    Funds lent in using Kiva
  • 4,027.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sophat's Group's $1,000 loan helped a member to buy fertilizers for farmland and pay for education expenses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Nov 2, 2012
Currency Exchange Loss:
Oct 17, 2013