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This female entrepreneur wishes to improve her quality of life and that of her children. Right now she lives in an area with a high incidence of crime; She is waiting to one day have the power to change the reality of crime that her children live in. She lives with her family, and has always strived to have the very best and never want for anything. She is happy and always works hard with the vision of giving her children a better future. Currently she has a small stall where she sells new shirts, and fashionable pants in various different styles among other things. She feels that she needs to enhance and stock her store, because nearby stores already have better styles and she is a little bit low in her sales. This is why she is asking Integral for a loan in order to buy more blouses, sandals, pants, shorts, and more in order to not have problems and improve her sales. She is already thankful that with the help that she hopes to receive and with God's blessing, she be able to improve her life and that of her family and keep them away from the danger that they live in.
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Mujer emprendedora desea mejorar su calidad de vida y la de sus hijos. vive actualmente en una zona de alta incidencia delincuencial y espera poder algún día cambiarles ésta realidad en la que viven a sus hijos. Actualmente reside con su grupo familiar, siempre se ha esforzado para tener lo mejor y que nunca les falte nada, Es muy alegre y trabajadora siempre con la visión de entregarle un mejor futuro a sus hijos. Actualmente posee un pequeño puesto de ropa donde vende camisas nuevas, pantalones a la moda, estilos diferentes entre otros. Aunque ella siente que necesita incrementar y surtir su tienda ya que los puestos alrededor tienen mejores estilos y ella se esta quedando un poco abajo con las ventas. Es por eso que solicita un crédito a INTEGRAL para poder comprar más blusas, sandalias, pantalones, short, entre otros y así no tendrá inconvenientes y sus ventas mejorarán. Agradece desde ya, la ayuda que espera recibir y cuenta con la bendición de Dios que poco a poco su vida y la de su familia mejorará lejos del peligro en que viven.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 602
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to buy raw material, blouses, sandals, pants, shorts, and more.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Oct 23, 2012
Currency Exchange Loss:
Oct 25, 2013