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This member has had successes and failures, but always while trying to improve her family's life. She lives with her family in a area experiencing much social violence, and she struggles every day to not be overwhelmed and affected by it. Offering her family the best is the reason she makes the effort. For some time, she has been selling clothing to people who appreciate her service and the selection she offers.

She wants to improve her clothing stall and has come to INTEGRAL to request a loan to buy blouses, pants, Lycra, and more. She is certain that with this support she will be able to offer her children a brighter future. She also believes that with God's help she will pay off the loan. She is grateful for the support she will receive and feels satisfied knowing she is capable of achieving everything she sets out to do.
View original language description ↓
Mujer con éxitos y fracasos pero con la idea de mejorar su vida y la de su familia. Ella reside con su grupo familiar en zona con alta violencia social del país, día a día debe lidiar con ella para no verse arrastrada y afectada por ella; su familia es la razón de que ella se esmera para brindarles lo mejor. Se dedica a vender ropa desde hace un tiempo se ha hecho de personas que la buscan por su manera de atender y siempre tiene una variedad en ropa. Actualmente ella tiene el deseo de mejorar su puesto de ropa y es por eso que humildemente de acerco a INTEGRAL para solicitar un crédito y así poder comprar mas blusas, pantalones, licras, entre otros. Esta segura que con la ayuda recibida podrá brindarle un mejor futuro a sus hijos y también confía en Dios que pronto saldara la deuda adquirida. Agradece de ante mano la ayuda que recibirá, cuenta con la satisfacción de que es muy capaz de realizar todo aquello que se proponga.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 382
    View loans »
    El Salvador Loans Fundraising
  • $31,278,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped this borrower to buy blouses, pants, Lycra, and more.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Oct 23, 2012
Currency Exchange Loss:
Jun 18, 2013