Everyone thinks that it is good to better oneself and to move forward at some point in life, and for that reason this young woman of 29 years of age, who lives with her extended family in her own home, has begun a business that will help her to make a better future. She works raising chickens, since it is very profitable work that permits her to make good earnings. Since she has lots of clients, she sells in different parts of the city where she lives. Her clients prefer her for the quality of her products, her good prices, and her excellent service. She is an entrepreneurial woman, dedicated to her labor and very hard-working. She knows that all of this effort is a good way to achieve success and not to fall into illegal activities, such as those that other people in her community dedicate themselves to. She wants to be a good example for her children. She likes her work and what she does, and she wants to use her energy positively. In these last weeks she has been working to achieve a new investment in order to grow her business, but she does not have sufficient capital and for that reason she is asking INTEGRAL for a loan that will help her to purchase chickens and chicken feed. She has good references of repayment from some contacts. She is completely responsible for repaying the loan and at the same time she trusts that the opportunity will give her and her a family a better quality of life.
Toda persona piensa que es bueno superarse y salir adelante en algún momento de la vida, por eso esta joven mujer de veintinueve años de edad que vive junto a su grupo familiar en casa propia, ha comenzado un negocio que le ayudara a ganarse un futuro mejor, se dedica a la crianza de pollos, pues es una venta muy rentable que le permite obtener buenas ganancias, ya tiene mucha clientela pues comercia para diferentes alrededores de la localidad donde vive, además la prefieren por la calidad del producto, los buenos precios y el excelente servicio; es una mujer realmente emprendedora, dedicada a su labor y muy luchadora sabe que todo este esfuerzo es una buena forma para alcanzar el éxito y no caer en las actividades ilegales a las que se dedican personas que viven en su comunidad, desea ser buen ejemplo para sus hijos, le gusta su trabajo y lo que hace, desea explotar su energía positiva. En estas ultimas semanas se decidió a realizar una nueva inversión para incrementar el negocio, pero no posee de suficiente capital por eso solicita a INTEGRAL un crédito que le permita comprar pollos y concentrado. Tiene buenas referencias de pago por parte de algunos conocidos, se hace totalmente responsable de cancelar la deuda y a la vez confía en que con oportunidad podrá darle a su familia una mejor calidad de vida.
More information about this loan
This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.
Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.