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San Luis De Cumbe  (Cuenca) Group
In this Group: María Raquel, Julia Rebeca, María Lorgia, María Josefa, Rosa María, Mario Gonzalo, Luis Alberto*, Rosa Etelvina, Rosa Amalia, Segunda Mercedes
* not pictured
The San Luís de Cumbe communal bank has eight female members and two male members. The members work had every day at different jobs in both the country and the city. These jobs give them the opportunity to improve the quality of life in their homes and to give their children a better future. They live in the Cumbe parish in Cuenca. This parish is surrounded by mountains and beautiful landscapes where nature can be enjoyed. The architecture in the parish is a mix of colonial and modern styles. The town still maintain the culture and traditions of their people.

One of the members in this group is Rosa Amalia. She is executing her second loan with the San Luís de Cumbe communal bank. She lives in the San Capac community which is a part of the Cumbe parish. She is 37 years old. She is a widow and with her partner, she had six children. They are 20, 18, 15, 13, 6 and 5 years old. Her first and third sons work and help her economically. Her second son is married and lives independently. Her fourth, a daughter, helps with the chores in the house. The last two children study at a little school in the community. The house where she lives is her own property.

Rosa Amalia works on the household chores. When she is called, she works as a day laborer. At home, she raises guinea pigs, chickens and sheep that she sells in her community.

Her loan will be invested in the purchase of chickens.
View original language description ↓
El banco comunal San Luís de Cumbe está conformado por 8 socias y 2 socios, quienes trabajan arduamente cada día en diferentes trabajos ya sea del campo o en la ciudad, estas actividades les dan la oportunidad de mejorar la calidad de vida en sus hogares y entregarles a sus hijos un mejor futuro. Viven por la parroquia de Cumbe en Cuenca, esta parroquia está rodeada de montañas y hermosos paisajes para disfrutar de la naturaleza, la arquitectura de la parroquia está mezclada entre lo colonial y lo moderno, su gente aun mantienen la cultura y tradiciones de sus pueblos.

Una de las socias de este grupo es la Señora. Rosa Amalia, se encuentra realizando el segundo crédito en el banco comunal San Luís de Cumbe, vive por la comunidad de San Capac que pertenece a la parroquia de Cumbe, tiene 37 años de edad, es viuda y fruto de su unión conyugal ha concebido 6 hijos de 20, 18, 15, 13, 6 y 5 años de edad, su primer y tercer hijo trabajan y le ayuda económicamente, su segundo hijo está casado y vive independiente, su cuarta hija pasa en casa ayudando a los quehaceres de su hogar, sus dos últimos hijos estudian en una escuelita de la localidad. La casa en la que vive es de su propiedad.

Doña Rosa Amalia trabaja en los quehaceres de su hogar, cuando le llaman trabaja como jornalera y en casa se dedica a la crianza de cuyes, gallinas y borregos los que los vende en su comunidad.
Su crédito lo va a invertir en la compra de pollos.

Su meta es llegar a tener una mayor cantidad de animales para la venta.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of San Luis De Cumbe (Cuenca) Group's $3,725 loan helped a member purchase chickens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 4, 2012
Nov 2, 2012
Currency Exchange Loss:
May 17, 2013