A loan of $4,900 helped a member to buy yarn in bulk and start working in orders for Christmas,.


Ukux Kem Group's story

In the rural community of Chuanoj, outside of Totonicapán Guatemala, Kiva investors can find the Ukux Kem (heart of weaving) Trust Bank. The Trust Bank is comprised of 11 amazing women who have been part of Friendship Bridge’s Microcredit Plus program for five loan cycles. The Ukux Kem Trust Bank is aptly named as the women weave several products to sell including tablecloths, napkins, and traditional shirts. Hermelinda Josefina is a 23-year old woman and a member the Ukux Kem Trust Bank. Despite coming from a large family of ten siblings, she was able to attend high school, study secretarial skills and receive a diploma. Upon graduating, she searched tirelessly for a secretary position but with the economic crisis, she could not find one. Being single at the age of 23, she still needed an income to survive and help her parents care for the younger siblings. She and her two brothers started a textile business, making cortes (traditional skirts) for several different cultures. Their products are so beautiful that they soon found a customer who consistently orders from them. It was clear their business was growing and they needed capital to keep up with supply. Hermelinda found Friendship Bridge and the Ukux Kem Trust Bank. With her loan, Hermelinda will buy yarn in bulk and start working in orders for Christmas products. “I am so grateful for this loan. My brothers and I have the desire to make our business bigger but it is not possible without money,” explains Hermelinda. “Once we earn extra profit, we will start to save to open a family bakery.” Hermelinda enjoys the monthly meetings with the Ukux Kem Trust Bank. The Trust Bank receives educational lessons from the loan officers on topics including women's health, self esteem, children's rights, business administration, customer service, and budgeting. This helps all the women manage their businesses and remain competitive in the market. The women would like to thank each and every one of the people who invest in them through KIVA. “Without them,” explains Hermelinda, “there would be no micro-credit opportunity for us, and business development would be very slow.”

In this group: Virginia Santa , Maria Albina , Ana Cecilia , Juana Maria , Esteban Regina , Maria Esteban , Hermelinda Josefina , Rosa Catarina , Juana Sebastiana , Francisca Serapia , Jesus Maricela
*not pictured



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