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Mujeres Las Estrellas Group
In this Group: Rosa Odilia , Florinda , Liliana , Loida Celestina , Percida Hajaira , Encarnacion , Marta Maria , Angelica Maria *
* not pictured
Eight enthusiastic and empowered women make up the Trust Bank, Mujeres Las Estrellas (The Stars Women). They run businesses that revolve around agriculture and textiles in the lush village of San Jose Chirijuyu, Chimaltenango. This is a rural area in Guatemala full of agriculture fields, including the sweet crop of strawberries.

Within the group we find Rosa, who is 54 years old and married to a farmer. Rosa did not have the opportunity to attend school, but she and her husband make every effort to keep their four children in school so they can have a better quality of life.

Rosa’s dream is that her children will go to college. Thanks to her hard work, they are well on their way as they have already graduated from high school! Like Rosa, the other members of the Trust Bank also are working hard for their children´s benefit. If they earn an income, their children can remain in school. The women who make up the Mujeres Las Estrellas Trust Bank have 28 children combined. They are excited about the positive impact on the community that their children will have if they all complete school!

Rosa is a determined businesswomen and, through the years, with loans and education from Friendship Bridge, she has grown her company to employ more than twenty artisans during the high season. Rosa is a weaver, like many women in Guatemala. She needed a unique offering to bring to the market so she started designing and developing a different kind of weaving. The design has become very popular. With the holiday season approaching, Rosa is proactively planning to ensure that she has enough products to meet the demands of this busy season. Rosa will invest this loan in purchasing the highest quality of yarn, allowing her to produce the fashion and color that her customers demand.

To sell the products, Rosa travels to four different cities that are located three to four hours away from her town. She has diversified her markets and now has exclusive clients to whom she sells her product on a weekly basis.

While Rosa is just one of the eight women who make up this Trust Bank, they are all just as determined. The women enjoy the monthly meetings in which a loan officer from Friendship Bridge delivers trainings and discussions about topics of interest, such as women's health, children’s rights, business administration, budgeting, and much more. It is a time for them to learn, laugh, and get support from the loan officer and their colleagues.

Rosa, on behalf of the Trust Bank, thanks Friendship Bridge and Kiva for the opportunity to have access to microcredit and education.

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 112
    View loans »
    Guatemala Loans Fundraising
  • $11,638,450
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Las Estrellas Group's $4,925 loan helped a member to purchase the highest quality of yarn.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 11, 2012
Oct 25, 2012
Currency Exchange Loss:
Nov 17, 2013