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This is 33 year-old Martha. She is married, and has 2 children, aged 5 and 8. She has 2 additional dependents, who live with her to help with the house chores. In 2009, Martha established her drinks and recharge cards business. She began the business to help her husband with running the affairs of the home and to meet her personal needs. She would like a loan in the amount of SLL 3,000,000. Martha requires a loan in order to buy additional drinks, provisions and recharge cards. She hopes that this loan will enable her to increase her monthly profits by approximately SLL 367,037. In the future, Martha plans to improve on the sale of provisions. She thinks the loan can increase her stock, thus making more profits. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 43
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,336.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Martha to pay for drinks and provisions and phone cards.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Oct 25, 2012
Currency Exchange Loss:
Oct 18, 2013