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Carla Stephany
Carla is 23 years old, married, and has two children. She has her own home and receives services, such as water and electricity. Five years ago, Carla started her business of selling cosmetics through catalogs. Her method of working involves traveling to different places within the city so that she can offer her products to friends and acquaintances. At the moment, she has not had to deal with any problems, such as crime, and hopes that she can continue in this manner.

With this loan, Carla plans to buy clothing and beauty products such as lipsticks, eye shadows, perfumes, crèmes, and other items.

View original language description ↓
Carla tiene 23 años estado civil casada tiene 2 hijos Tiene una casa propia la cual cuenta con el servicio de agua y luz. Hace 5 años empezó con el negocio de venta de productos de cosméticos por catálogos. La forma de trabajo es recorrer diversos lugares de la ciudad ofertando los productos entre amigos y conocidos. Carla por el momento no ha tenido ningún inconveniente en cuanto a la delincuencia y espera poder continuar de esta manera. Con el crédito piensa comprar ropa, artículos de belleza como labiales, sombras, perfumes., cremas etc.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $875 helped Carla Stephany to buy clothing and beauty products such as lipsticks, eye shadows, perfumes, crèmes, and other items.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Nov 1, 2012
Currency Exchange Loss:
Dec 1, 2012