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Kiwoda Group
In this Group: Margaret, Francis, Rebecca, Charles, Paskazia, Juliet
Rebecca, aged 26, is an orphan. She and her sister lost their parents at a tender age and she was forced into early parenting of her sister and fending for all their needs, in addition to paying her school fees. She resorted to selling cooked food to earn a living. Her dream is to educate her sister up to university level and also build a bigger venue for her business. Currently her makeshift restaurant is so small and she wishes to expand it to increase her customer base. With the encouragement from the group chairperson to join the group and acquire loans, she envisions her dreams becoming reality.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 123
    View loans »
    Uganda Loans Fundraising
  • $33,817,625
    Funds lent in using Kiva
  • 2,583.3
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kiwoda Group's $1,450 loan helped a member to buy cooking utencils and use some money to build a bigger structure for the restaurant.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Nov 12, 2012
Currency Exchange Loss:
Jan 16, 2013