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Ni Nengah
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Ni Nengah W. has run the food kiosk since 12 years ago. Even though she often has to relocate because the rent term ends, she still consistently runs this business. She sells various kinds of food such as snacks, drink, rujak (cut fruits with spicy sauce), fruit cocktail, nasi campur (rice with some meat or vegetables) , and so on. She buys all her supplies in Tegal market. She goes shopping for the supplies in Tegal market everyday at 5 am, then she cooks them and ready to sell them at 8 am. She uses some of the income as the next business capital. She wants to expand her business so that she can sell more varieties of merchandises.

Translated from Bahasa Indonesia by Kustini Lim, Kiva volunteer.

Ni Nengah W. menekuni usaha warung makanan sejak 12 tahun yang lalu. Walaupun dia harus sering pindah karena sewa tempat habis, dia tetap menekuni usaha warung makanan ini. Jenis makanan yang dijual antara laim makanan ringan (snack), minuman, rujak, es buah, nasi campur dan lain-lain. Semua barang yang dijual dia beli dari Pasar Tegal. Setiap jam 05.00 pagi dia harus berbelanja kebutuhan warungnya di Pasar Tegal, lalu kemudian dimasak dan siap untuk dijual pada pukul 08.00 pagi. Dari hasil usaha ini dia bisa menggunakannya sebagai modal lagi. Dia berkeinginan mengembangkan lagi usahanya sehingga bisa lebih banyak jenis barang yang dijual.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $5,200
    Average annual income
  • 79
    View loans »
    Indonesia Loans Fundraising
  • $5,759,400
    Funds lent in using Kiva
  • 9,249.3
    Indonesia Rupiahs (IDR) = $1 USD