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Biswaranjan is a 26-year-old differently-able person living with his parents and wife in a small village in Odisha, India. He owns and manages a poultry farm, where he grows up the chicks and sells them in the market to dealers. He is the only person earning in the family, so all the family burden is on him. He earns 5,000 Indian rupees (INR) per month from this farm, which is not sufficient for the family.

Biswaranjan has a plan to make his farm bigger and add some chicks to his farm, as the demand for chicken in the region is very high. He also has a plan to purchase medicines and chick food in bulk so that he can reduce his frequent visits to the market and minimize his transportation costs.

Biswaranjan has requested a loan of 40,000 INR for purchasing more chicks, their medicines and food. He says that doing so will improve his family's economic condition.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 84
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 53.4
    India Rupees (INR) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Biswaranjan to pay for purchasing more chicks, their medicines and food for his poultary farm.
100% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Oct 9, 2012
Oct 24, 2012
Currency Exchange Loss:
Mar 16, 2016