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Arjuna is a 32-year-old man from the Khurda District of Odisha, India. He has a fish selling business with 11 years of experience. He lives with his two brothers and their parents. His monthly income is 8,000 Indian rupees (INR).

Arjuna is requesting a loan of 40,000 INR to purchase a secondhand auto-rickshaw for transporting the fish he purchases from fishermen to the many village markets in Khurda. Combining the loan with his own savings, he hopes to be able to make this investment for his business. An auto-rickshaw (a three-wheeled vehicle) is one of the most common and essential modes of transportation in India. An auto-rickshaw will help Arjuna transport his fish to more local markets quickly and easily and increase his profit.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 91
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 53.4
    India Rupees (INR) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Arjuna to pay for an auto-rickshaw for transporting fish.
100% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Oct 7, 2012
Oct 24, 2012
Currency Exchange Loss:
Mar 16, 2016