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Makara is 30 years old. She is married, has one child and resides in Kandal Province, Cambodia. She has been selling jewelry for more than two years, earning approximately $15 daily. Her husband is a construction worker who earns about $5 per day. In order to improve her family’s finances, Makara is requesting a loan of $1200 to purchase more jewelry to resell. By doing so, she would earn more income for the family. She would like to buy a store in the future, and send her child to a good school.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 201
    View loans »
    Cambodia Loans Fundraising
  • $39,964,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Makara to purchase more jewelry to resell.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Nov 2, 2012
Currency Exchange Loss:
May 2, 2013