Irina lives in the village of Makhinjauri in the Adjara region of Georgia. She is 51 years old, married and lives with her husband, mother-in-law, daughter and a son-in-law. Irina’s mother-in-law is provided with a retirement pension.
Irina is a baker. Her job takes a lot of time and energy, but she still finds time for the family’s business. Irina’s family has a milk cow, whose milk is used for cheese products and sold locally. They also have a citrus garden and a plot of land where different kinds of vegetables are grown. Irina sells the agricultural products at the local open market.
As their existing income isn’t enough for the family, and their living conditions are poor, Irina’s husband decided to work as a taxi driver using his own car. With the requested loan Irina plans to purchase a car. According to family’s estimations they will get approximately 600 GEL additional monthly income. The increased income will allow the family to increase their spending and so improve their living conditions.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.