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Nuriddin needs to take out a loan to that he can pay for his university education. He is not married and lives with his parents. Nuriddin is attending the university so that he can receive a bachelor's degree in finance. In his spare time he drives a taxi and also sells watermelons and cantaloupes when they are in season. Nuriddin's father works at a currency exchange shop and his mother is a home maker. Nuriddin does not want to rely on his parent's savings to provide for his education but feels that it is his responsibility to finance his education independently. This year Nuriddin was admitted to the university and, after consulting with his parents, deiced to turn to Arvand for a loan. His parents have agreed to the loan because they do not have enough savings to pay for the education of their son.
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Нуриддин получает кредит для того чтобы оплатить за обучение в университете. Он еще не женат, но живет с родителями. Нуриддин учится в Университете , что бы получить высшее образование и стать финансистом. В свободное время водит такси по городу. Кроме этого, в сезонное время, он продает арбузы и дыни. Его отец также работает, он обменивает иностранные и национальные валюты, мать домохозяйка. Но Нуриддин не надеется на своих родителей, он считает что он уже достаточно самостоятельный чтобы обеспечить себя сам. В этом году он поступил в Университет, и посоветовавшись с своими родителями обратился в "Арванд". Его родители согласны на получение кредита, потому что у них нет достаточной суммы чтобы оплатить за обучение сына в университете.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 195
    View loans »
    Tajikistan Loans Fundraising
  • $31,808,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Nuriddin to pay for tuition.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 16, 2012
Oct 19, 2012
Currency Exchange Loss:
Apr 17, 2013