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09.03.01 - Phú Sơn Group
In this Group: Dậu, Tám, Xoan, Mười, Hường, Xuân, Hà, Nhung, Thoa
Dậu is applying for a loan to purchase dry food to resell. She has a retail business selling dry food.

Dậu is 54 years old and married with two children.

Dậu is the group leader of the 09.03.01 Phú Sơn3 solidarity group, which consists of nine members.

Dậu lives with no dependents in Thanh Hoa, an urban town in the Thanh Hoa province. Her children are grown up.

This is Dậu's first loan with Thanh Hoa Fund for Poor Women.

Dậu has been involved in this business for more than 10 years.

The main hardship that Dậu faces in her business is a lack of capital.

In the future, Dậu hopes to build a new house, that her business will do well, and that her family will be healthy and happy.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 80
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 20,859.4
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 09.03.01 - Phú Sơn Group's $2,300 loan helped a member to purchase dry food for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 7, 2012
Nov 2, 2012
Currency Exchange Loss:
Nov 17, 2013