A loan of $200 helped to pay for additional supplies and merchandise products needed in her business.


Raquel's story

This is Raquel, 52, resident of Bacoor, Philippines. She is married to Exequiel and she is a mother to her five children. She manages their household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses. Raquel maintains a direct selling business. She sells clothing, footwear, undergarments, cosmetics and other products through popular direct selling brands like Avon, Fuller Life, Natasha, Boardwalk, Marikina Shoe Exchange, and other direct selling brands. A customers order is bought in cash by the dealer and then given to the customer with a one-month-to-pay credit. Dealer’s prices are lower than those in the catalogue, and these are the profits that dealers are taking on as their income. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 2,000 in sales every week. To help her continue operations of her business, she is requesting a PHP 8,000 loan. She will be utilizing the loan to buy orders for her customers. She expects a boost in her business income as she expands her business. Raquel hopes to grow her business in the coming years and dreams to have a good life for her family with the help of the Lord. She faithfully meets up with her co-fellowship members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies. * All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.



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