A loan of $650 helped comprar pantalones, blusas, camisetas y ropa de niños.

Alexandra Cecilia's story

In Los Bajos de Montecristi, a city well known for its abundance of traditional items such as the straw hats known throughout the country and abroad, there is a bimonthly meeting of the members of the Las Palmitas Communal Bank.

This is where Alexandra lives. She is 19 years old, she is married, and she is pregnant with her first child. Her husband is an artisan.

Deciding to earn money on her own in order to get ahead and to help her husband with expenses at home, she started working selling all styles of clothing. She makes sales going door to door and she also makes sales from her own home, where customers come when they need a new garment or when she has new merchandise. She makes her rounds three days per week, she allows her customers to purchase on credit, and she collects payments every two weeks. She buys her merchandise in nearby Manta when needed. She has been running this business for two years and things have gone well for her.

This loan will used to purchase more inventory, such as pants, blouses, shirts, and children's clothing. She has been a member of the Communal Bank for three lending cycles and she is grateful for the assistance that the loans provide her. She hopes to have her baby and to get ahead in life.

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Translated from Spanish by Kiva volunteer JOHN NELSON

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