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Update on Zenobia

Sra. Zenobia continues to manage a neighborhood store. She did very well with her previous loan and was able to restock her store.

On this occasion she is requesting a loan in order to buy candy, soft drinks, groceries, and various other products. This will enable her to continue increasing her capital. Sra. Zenobia faces challenges in her business, such as competition from other stores. She will utilize the benefits of this loan to buy merchandise.

Sra. Zenobia dreams of expanding her business. She is pleased and grateful to Emprender for the support it has provided.

View original language description ↓
La Sra. Zenobia sigue con la misma actividad de tienda de barrio, ciuenta que con el anterior credito le fue muy bien y que pudo durtir su tienda, en esta ocacion solicita el credito para la compra de dulces y refrescos, abarrotes y para compra de varios productos, y así de esta manera seguir incrementando su capital, La Sra. Zenobia enfrenta retos en su negocio que son competencia de otras tiendas. Ella va a utilizar los beneficios en la compra de mercadería la Sra. Zenobia sueña con ampliar su negocio, se siente feliz y agradecida con la institución por el apoyo brindado.

Previous Loan Details

Zenobia, 58, is separated with two adult children, ages 25 and 30. She sells in her neighborhood store in the Sopocachi area. This loan is her first with the institution. Zenobia is going to use this loan to buy large quantities of various products such as soft drinks and cookies to supply h... More from Zenobia's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Zenobia to buy candy, soft drinks, groceries, and various other products.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Oct 19, 2012
Currency Exchange Loss:
Aug 17, 2013
This photo was used before for a previous loan for Zenobia. It was first posted on Kiva on Feb, 2012. Learn More