A loan of $1,100 helped to buy perfume, make-up and clothes.

Martha Kathiuska's story

Martha works selling beauty products via catalogue. She chose this activity because she wanted to help her children since she has two little ones she cares for and which is why she is unable to work in a firm. The work’s independent and the research she did made her feel it was profitable so she started selling under another person’s code but this wasn’t very helpful for her because the person who won the rewards for volume sales was her girlfriend. When she was able to gather together money to capitalize herself she approached the firm and registered with her own code number.

She works alone on her routes visiting customers either to collect payment or to take orders. Her normal schedule is 9 to 11 in the morning and then again from 3pm-5pm. She takes this break in order to be return home to care for her children. Martha sells such things as perfume, make-up, lipstick, etc. that she buys; her profit margin is 30%.

She lives in Duran and is divorced. She will use the loan to buy products like perfume, make-up, clothes and shoes to sell hoping to obtain better results. In future she wants to open a better situated business to help more with household income.

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Translated from Spanish by Kiva volunteer Polliz

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