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Luz Milia
El Sauce is a city in León Department. Luz Milia lives there. She’s a 48-year-old woman who works as an elementary school teacher. She has a daughter in her care who she very much wants to see succeed in her university career.

Like all mothers, she dreams with her children succeeding and Luz Milia has a daughter who is about to conclude her university career. She’s requesting this loan to pay her university course tuition so that her daughter will have no problem and will attain her degree.

She is very grateful to Kiva and to Ceprodel for this period of time she’s been working with them and in which they have extended a friendly hand with support from the loans that assure the future for those people most in need.
View original language description ↓
El Sauce es un municipio que pertenece al departamento de León, en él habita Luz Milia, una señora de 48 años, se dedica a el desempeño de maestra de educación primaria, cuenta con una hija bajo su cargo con muchos deseos de verla superar en su carrera universitaria.

Como toda madre sueños por ver superar a sus hijos la señora Luz Milia cuenta con una hija que está cerca por concluir su carrera universitaria.

Está solicitando un crédito para pagar los módulo de la universidad con el objetivo de no tener ningún inconveniente para que su hija llegue a obtener su título universitario.

Está muy agradecida con KIVA y Ceprodel por este período que tiene de trabajar con ellos y que le han brindado su mano amiga con el apoyo de estos créditos que aseguran el futuro de las personas que más lo necesitan.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Luz Milia to pay university fees.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Oct 19, 2012
Currency Exchange Loss:
Mar 18, 2014