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Julienne is a 58-year-old widow. Her business is a shop in the town market where she has been selling plastic-packaged slippers and shoes for nearly five years. For the moment, she gets her supplies at retail prices in the local market and with this loan she would like to purchase packages of slippers not only to increase her stock but also to increase her profit margin.

Julienne's ambition is to save enough to ensure the education of her grandchildren. The profits will also allow her to better meet the domestic expenses that have become somewhat difficult since the death of her husband.
View original language description ↓
Julienne est une veuve âgée de 58 ans. elle a comme activité une boutique dans un marché de la ville dans laquelle elle vend des babouches et chaussures en plastiques depuis pratiquement 05 ans. elle s'approvisionne pour l'instant en détail dans le marché local et elle voudrait avec ce crédit acheter des ballots de babouches pour non seulement renforcer son stock de marchandise, mais également augmenter sa marge bénéficiaire. elle a pour ambition d'épargner pour pour assurer la scolarité de ses petits enfants. Aussi les bénéfices lui permettront de mieux supporter les charges domestiques devenues assez lourdes depuis le décès de son époux.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,320,025
    Funds lent in using Kiva
  • 500.3
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Julienne to purchase packages of shoes.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 18, 2012
Oct 20, 2012
Currency Exchange Loss:
Oct 17, 2013