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Besjan is a 25-year-old Egyptian, married man and has two children: five and two years old. Besjan and his family live in their community in a major city in central Albania. He is a hard working young man who started working at a very young age and the only financial provider for his family.

Besjan is selling used clothes, and in addition to this activity, he does other odd jobs. He has his own hardships at times, whether financial or otherwise, yet he tries to not get discouraged. He claims that their living conditions are not where they should be, and this hurts him emotionally.

Besjan is now requesting a loan of 120,000 Albanian Lek to stock up on seasonal inventory of used clothes to resell.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 11
    View loans »
    Albania Loans Fundraising
  • $3,248,775
    Funds lent in using Kiva
  • 106.6
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Besjan to stock up on seasonal, second hand clothes to resell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Oct 23, 2012
Currency Exchange Loss:
Apr 17, 2013