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Carmen Felicidad
Carmen, 55, is a widow and has adult children. She started out because of the lack of employment in the country and not being able to get a steady job at her age. Carmen decided to become one more merchant in the country. But one of her greatest impediments is lack of capital because what she sells is clothes. She rises at 6am and starts her route delivering merchandise to her customers. Carmen will use the loan to buy coats, blouses, pants, T-shirts, dresses, etc.
View original language description ↓

Carmen tiene 55 años estado civil viuda tiene hijos mayores de edad. Carmen comenzó por causa de la falta de empleo que posee el país y no podía encontrar un trabajo fijo por su edad .Carmen tomo el rumbo de ser una comerciante más del país. Pero uno de sus mayores impedimentos es la falta de capital, pues lo que ella vende es ropa. Ella levanta a las 6:00am y comienza su recorrido a dejar mercadería a sus clientes. Con el préstamo Carmen va a comprar: abrigos, blusas, pantalones, camisetas vestidos etc.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 27
    View loans »
    Ecuador Loans Fundraising
  • $26,466,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Carmen Felicidad to buy coats, blouses, pants, T-shirts, dresses, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 18, 2012
Oct 19, 2012
Currency Exchange Loss:
Oct 19, 2013