Nexhmije is 59 years old and has six children in total; all are grownups now. They are Romanis and live in a community in a major city in central Albania. For the majority of them, the main activity where they earn their incomes is selling used items: clothes, shoes, accessories, and home appliances.
Nexhmije has been earning her income and been able to raise her children through this same activity. She is now working to help her grandchildren with their education and she is looking towards that.
Nexhmije is applying for a loan from Kiva to buy used items for resale, and she hopes she will be helped by lenders.
Another goal of hers is to save a little money to improve their living conditions.
More information about this loan
Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.