A loan of $700 helped to buy large quantities of cosmetics and jewelries to add to her business.


Ruth's story

Pictured here is Ruth, a small-scale businesswoman in the eastern city of Koidu. A native of Kono, Ruth is 27 year old. She is single and has four children – two in primary school and two in secondary. Ruth has been a businesswoman for many years now. She sells cosmetics and jewelry, etc. She has come to SMT, a partner of Kiva based in Makeni, northern Sierra Leone to apply for a loan of SLL 3,000,000. With the help of this loan, she is going to buy large quantities of cosmetics and jewelries to add to her business.



Loan details


Lenders and lending teams



Loan details