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Hean lives in a rural area, located in the Ponhea Krek district of Kampong Cham province, Cambodia, Hean is 41 years old, married, and has two children, both of whom are dependent on her and still in school. To support her family, she has been farming rice for twenty-one years, and she supplements her family’s income by working for others, for a fee. From her current business activities, she can earn about 37,000 KHR per day and can save about 20,000 KHR each day for future needs.

This is the second microloan for Hean with Kiva’s partner, VisionFund, and she has fully repaid the prior loan. The first loan helped her better support her family. Now she is applying for a loan of 4,000,000 KHR. She wants to use this loan to buy fertilizer for her farmland. With this loan, she hopes to get a high yield from the rice paddy, so as to make a better living and keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 125
    View loans »
    Cambodia Loans Fundraising
  • $39,835,450
    Funds lent in using Kiva
  • 4,032.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hean to buy fertilizer for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 18, 2012
Nov 1, 2012
Currency Exchange Loss:
Oct 17, 2013