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Solomon Sahr's Group
In this Group: Solomon Sahr , Ibrahim S., Sao Ephraim , Sahr Samuel
This is a group of teachers from the eastern city of Koidu, Sierra Leone. They have come to SMT, a partner of based in Makeni city in Northern Sierra Leone to apply for a loan of 5,500,000.00 Leones. With the help of this loan, they will be able to solve their immediate financial needs and then gradually repay the loan, using their monthly salaries.

Solomon is the leader of this group of teachers. He was born in Nimikoro town, near Koidu. Solomon is 42 years old and is married with four children, one in primary school and three in secondary school. Solomon has been a professional teacher for 13 years now. He has applied for this loan in order to pay school fees for his children and use the balance to buy bags of cement and boards for building a dwelling house.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Sierra Leone

  • $2,100
    Average annual income
  • 39
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,335.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Solomon Sahr's Group's $1,275 loan helped a member to buy bags of cement and boards for building a dwelling house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Oct 23, 2012
Currency Exchange Loss:
Aug 17, 2013