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A loan of $6,000 helped a member to renew her work area and pay for the renovation works.


Hero's Group's story

Hero is a 46-year-old Iraqi woman. She is married and a mother of two children. With limited career options due to cultural restrictions and domestic constraints, Hero is one of the many Iraqi woman who is working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family.

She has four years experience with her home-based sewing and tailoring business where she makes custom-order dresses and other small fabric household items. Having built a nice customer base, she would like to improve her work conditions for a better work experience. To renew her work area and pay for the renovation works she took a loan from Relief International - Microfinance Iraq.

Relief International - Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of 3 to 5 clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Hero , Shlier , Bayan



Loan details


Lenders and lending teams



Loan details