A loan of $4,500 helped a member to buy an embroidery machine and some small furniture items for her work area.


Amina's Group's story

Amina is a 46-year-old Iraqi woman. She is married and a mother of three children. With limited career options due to cultural restrictions and domestic constraints, Amina is one of the many Iraqi woman who is working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family. She has five years experience with her home-based sewing and tailoring business activity.

Amina and her group has been already successful in the past on taking a group loan funded through Kiva. In the past Amina used her loan to buy a sewing machine, an overlock machine and some nice quality fabrics and raw materials. Having repaid the loan, she is now taking a new loan to buy an embroidery machine and some small furniture items for her work area.

Relief International - Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of 3 to 5 clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Amina , Fanik , Rahma



Loan details


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Loan details