Fighting for a better future? We need your help.

Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible. For a limited time, if you donate $35 or more, a $25 bonus will be added to your account (you’ll get an email once it’s there).
Premal Shah, President & Co-Founder, Kiva
  • $25
  • $35
  • $50
  • Submit
  • Other

A loan of $650 helped to make home repairs and insulate rooms for the winter.


Zulfiya's story

Zulfiya came to MDO "Arvand" for financial support because she needs to make repairs at home. She wants to insulate rooms because the cold season is coming. Her husband is in the Russian Federation and sends money every time. Also, Zulfiya works as an instructor at a kindergarten, but her savings are not enough to make repairs and insulate the rooms. She is requesting this loan to make cosmetic repairs and build a heater from a convenient side. Zulfiya relies on the support from Arvand, and her family thinks that they will spend this winter in warmth and comfort.

Translated from Russian by Kiva volunteer Anna Sorokina-Hailey



Loan details


Lenders and lending teams



Loan details