A loan of $6,000 helped a member to increase her store's stock of merchandise.

Emmanuel Baco Group's story

Justine, 64, is a widow with ten children aged between 28 and 49 years old. She has been a part of the micro-enterprise world since 1962 and is the chairwoman of the Emmanuel BACO community bank. Through this bank nine members are united in solidarity with the goal of developing their businesses through Kiva loans.

Justine operates a general store located to the northeast of Lubumbashi and makes $150 USD a month. She has acquired solid skills and experience managing her store. She works to the best of her abilities and uses her contacts so as to achieve her goals.

Justine is a trustworthy client of the MFI HOPE RDC, having ten times obtained and correctly repaid loans. Her group is applying for a 6,000 USD loan, of which she will take a portion. With it she will increase her stock of merchandise by buying canned foods, sacks of rice, soap, sugar, milk and dozens of prepaid phone cards.

Justine’s ambition is to open a larger store in Lubumbashi one day and so achieve financial independence.

In this group: Justine, Mwewa, Josué, Masaku, Christine*, Shimba, Monga , Ngoie, Katoka
*not pictured

Loan details

Lenders and lending teams

Loan details