A loan of $750 helped to pay for additional supplies and merchandise needed in her business.

Ma. Jean's story

This is Ma. Jean, 43, a resident of Tanza, Cavite, Philippines. She is married to Joselito, a salesman, and she is a mother to her children. She manages their household while also operating the business. At this time, she is working hard to continually provide income for her everyday expenses.

Ma. Jean maintains a direct selling business. She sells clothing, footwear, undergarments, cosmetics and other products through the popular direct selling brands like Avon, Fuller Life, Natasha, Boardwalk, Marikina Shoe Exchange, and other companies. A customer's order is bought with cash by the dealer and then given to the customer with a one-month-to-pay credit. The dealer’s prices are lower than those in the catalog, and these are the profits that dealers are counting on as their income.

Ma. Jean also has a food stall. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 2,000 in sales every week. To help her continue the operations of her business, she is requesting a PHP 30,000 loan. She will be utilizing the loan to buy orders for her customers. She expects a boost in her business income as she expands her business.

Ma. Jean hopes to grow her business in the coming years and dreams to have a good life for her family. She faithfully meets up with her co-fellowship* members to share stories of her work every week, and it is also where she can draw strength and inspiration from the Word of God she studies.

*All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay micro-finance loans.

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