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Nancy Viviana

Update on Nancy Viviana

Nancy belongs to the "12 de Abril" communal bank. She lives in Cuenca, a city that's been a Cultural Heritage of Humanity since December, 1999. It's a city with colonial and modern architecture. It's residents are kind, pleasant and still preserve their culture and traditions.

Nancy's 23-years-old and the single mother of two children who are 5 and 3 years old. Her oldest daughter goes to the local elementary school. Nancy's house is hers. She works daily selling seafood in a city market, an activity she's been in for three years and that thanks to her charisma has led to having a select clientele. This work gives her time to care for her children who are still little.

She used the money from her previous loan to buy a large selection of seafood for her business and repaid said loan on time and with no difficulties. She will also use her new loan to buy seafood. She likes her communal bank because it's a quick way to get business capital.
View original language description ↓
La Señora. Nancy forma parte del banco comunal Sociedad 12 de Abril, vive por los alrededores de la ciudad de Cuenca, esta ciudad es desde Diciembre de 1999 Patrimonio Cultural de la Humanidad, ciudad que tiene una arquitectura colonial y moderna, su gente es amable, gentil y aun mantienen viva su cultura y tradiciones.
La Señora Nancy tiene 23 años, es madre soltera de 2 hijos de 5 y 3 años de edad, su primera hija estudia en una escuelita de la ciudad. La casa en la que vive es de su propiedad.

Ella labora diariamente en la venta de mariscos en un mercado de la ciudad, actividad que la desempeña hace 3 años y gracias a su carisma ha logrado tener una clientela selecta, este trabajo le da el espacio para poder cuidar de sus hijos quienes aun son pequeños.

El dinero de su crédito anterior lo invirtió en la compra de una gran variedad de mariscos para su negocio y la cancelación de dicho crédito lo ha realizado en las fechas correspondientes sin dificultad. Su nuevo crédito también lo va a invertir comprando mariscos.

El banco comunal le gusta porque es una manera rápida de poder tener capital para su negocio.

Previous Loan Details

Señora Nancy is a member of the Sociedad 12 de Abril communal bank. She lives in a beautiful sector of Cuenca city which has a cold climate. In December 1999, this area was designated a UNESCO World Heritage site due to the beauty of its architecture. The area has a rich natural heritage, and its... More from Nancy Viviana's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Nancy Viviana to buy seafood.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 4, 2012
Nov 1, 2012
Currency Exchange Loss:
May 17, 2013