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Jose Elias
José is single and does not have any children. José says that with the help of his father, who gave him the capital, he started a bakery where he makes cakes, breads and snacks. He works with his parents every afternoon. With this loan, José is going to buy flour, butter, lard, eggs, etc.
View original language description ↓
José de estado civil soltero, no tiene hijos. José comenta que con la ayuda de su padre que le dieron la capital él se puso una panadería donde hace tortas, panes, bocaditos. El trabaja todos las tardes con sus padres. Con el préstamo El va a comprar: harina, mantequilla, manteca , huevos, etc.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 74
    View loans »
    Ecuador Loans Fundraising
  • $25,580,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Jose Elias to buy flour, butter, lard, eggs, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Oct 18, 2012
Currency Exchange Loss:
Oct 19, 2013