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Cristina is a very responsible and hard working mother who works at growing corn. She does this together with her husband and children. To obtain additional income, Cristina also has a store where she sells perishable goods and a mill, both businesses are located at her home. She is requesting a loan from Integral to purchase edible goods, household goods, detergents and others to supply her store. She will also buy fertilizers for her seeds and this way be able to produce a better quality product and count on more customers. This is very important to her because in this way she can increase her income.
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es una madre de familia muy responsable y trabajadora, quien se dedica al oficio de la agricultura de maíz, actividad que realiza junto a su esposo e hijos, para poder obtener algunas ganancias extras, Cristina también posee una tienda de productos perecederos y un molino, ambos negocios ubicados en su casa de habitación. Ella solicita un préstamo a INTEGRAL, con el deseo de comprar productos comestibles, de uso del hogar, detergentes y otros más para surtir la tienda, también fertilizante para las semillas y así producir mayor calidad en sus productos y de esta forma contar con más clientes, lo que es muy importante para ella ya que de esta manera aumentara sus ingresos.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 555
    View loans »
    El Salvador Loans Fundraising
  • $31,835,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Cristina to purchase fertilizers and merchandise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 29, 2012
Oct 18, 2012
Currency Exchange Loss:
Apr 18, 2013