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Francisco Armando
Francisco, 41 years old, lives with his spouse and two minor children. Francisco is a very responsible and hard working father who wants the best for his family. He has a parcel of land where he grows corn and beans, which he later sells in the different departments of the country making a very good profit. He is wanting to increase his crop production and for this reason is requesting a loan from Integral which will allow him to buy pesticides, fertilizer, plows, and best quality seeds for beans and corn to plant and this way get an excellent harvest. Francisco wishes to make great improvements to his business, guaranteeing the quality of his seeds, which will help him improve his family's financial stability.
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Francisco de 41 años de edad, vive junto a su esposo y dos hijos menores de edad. Francisco es un padre de familia muy responsable y trabajador que desea darle lo mejor a su familia. Él posee una parcela en la que se dedica al cultivo de maíz y frijoles, la cual posteriormente comercializa en diferentes departamentos del país, obteniendo muy buenas ganancias. Él desea aumentar su cosecha razón por la que solicita un préstamo a INTEGRAL, por medio del cual pueda comprar pesticidas, abono, arados y semillas de frijol y maíz de la mejor calidad para sembrar y así obtener una excelente cosecha. El deseo de Francisco es mejorar en gran manera su negocio, garantizando la calidad de su semilla, lo que le permita mejorar la estabilidad económica de su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 733
    View loans »
    El Salvador Loans Fundraising
  • $29,708,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Francisco Armando to purchase corn for planting.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 29, 2012
Oct 18, 2012
Currency Exchange Loss:
Apr 18, 2013