Noel is a young man of 33 who is a shopkeeper. He opened a ready to wear boutique in a quarter of the capital that he has been running for six years. His warm welcome, his creativity, his good advice about clothing, and his experience have gained him quite a large clientele. The growth of his clientele has become a problem for him as he can no longer satisfy all of his customers due to his small capital. This means that he has to go to sales every weekend to purchase his stock retail and to come back to sell it. This does not bring in sufficient return, hence the importance of this loan which will enable him to buy a bundle of clothes for his shop. This would enable him not only to satisfy his customers, but also to make more profit. He would like to reinvest the profits in his business in order to expand it and help his family.
Noel est une jeune homme de 33 ans commerçan, il a ouvert un prêt à porter qu'il gère dans un quartier de la capitale depuis 6 ans déjà. Son accueil chaleureux, sa créativité,ses bons conseils vestimentaires et son expérience lui ont valu une clientèle assez importante. la croissance de sa clientèle lui pose un problème parce qu'il n'arrive plus à la satisfaire tout ceci à cause de la petitesse de son capital qui l'oblige à aller au déballage chaque week end pour acheter en détail et revenir vendre. et ça ne rapporte pas assez d'où l'importance de ce crédit qui lui pertttra de s'acheter un ballot de vêtements pour sa boutique. ceci lui permettra de satisfaire non seulement de satisfaire sa clientèle, mais aussi de réaliser plus de bénéfices. Il souhaiterai réinvestir ses bénéfices dans son activité afin de l'agrandir et aider sa famille.
More information about this loan
This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.
About ACEP Cameroun
Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.