Ernest is a forty-two year old married man. He has five children and lives in Kasese,Uganda.
He has been a food vender for twenty years and, with the income earned, he has been able to buy land. Just like most responsible fathers, he has dreams of educating his children to attain degrees, as a minimum qualification. He has the challenges of customers not paying on time and high competition. However, his business dream is to own a wholesale shop. Ernest is requesting the money to buy sugar, soap, water, cooking oil and paraffin to sell.