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Narine lives in Vosketas village, Aragatsotn region, with her family: husband, parents-in-law, son and 2 daughters. The main source of income for the family is agriculture. They raise cows and cultivate wheat and barley. Because of unfavorable weather conditions this year, Narine was not able to gather enough wheat and barley to use as forage for the cattle. Thus, Narine has applied for this loan to purchase wheat, barley and alfalfa to feed the cattle during winter. With the loan's help Narine will also purchase 2 calves. This will permit her to receive more milk and gather additional, income from its sales. Development of cattle breeding is vital for Narine to ensure economical stability and better living standards for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 136
    View loans »
    Armenia Loans Fundraising
  • $15,757,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Narine to pay for two calves, wheat, barley and alfalfa to feed the cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 20, 2012
Oct 22, 2012
Currency Exchange Loss:
Oct 17, 2014