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Bansidhara is a 42-year-old 'differently-able' person living with his wife, son aged 14 years and a daughter aged 12 years, in a village of Odisha, India. He own and manages a variety store where he sells coconuts, bananas, biscuits, detergent, soaps, biscuits, incense sticks, etc. He brings products for selling from the nearby market and earns 7,000 INR per month.

He has a plan to increase his business adding more stock of what he sells and some more variety of products like wafers, toothpaste, toothbrushes, talcum powder, chocolates, potatoes, onions, etc. He says that this will help him to increase his monthly income.

Bansidhara has requested a loan amount of 30,000 INR for purchasing more stock of the items he has and some more variety as mentioned above. He wants to make his children well-educated and save money for their bright future.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 3
    View loans »
    India Loans Fundraising
  • $6,677,075
    Funds lent in using Kiva
  • 52.8
    India Rupees (INR) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Banshidhara to pay for purchasing wafers, toothpaste, toothbrushes, talcum powder, chocolates, potatoes, onions, etc., for his variety shop.
100% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Oct 8, 2012
Oct 22, 2012
Currency Exchange Loss:
Mar 16, 2016