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Sanjulata is a 46-year-old widowed lady living with her son aged 16 and a daughter aged 15 years. She runs a snack stall in the market which is 300 metres away from her house. She has years of experience in this activity. Her husband died 9 years back of a heart attack. After his death all burdens of the family came on Sanjulata.

She sells snacks items like 'samosa' (fried dough stuffed with potato curry), 'Idli' (a popular recipe of south Indian origin made by steaming a batter consisting of fermented black lentils and rice), 'Wada' (a lentil doughnut) etc. in her shop.

Sanjulata wants to expand her business by selling more of the items she sells now and to make a showcase for her shop to display the products she cooks. She says that doing so will attract more customers to her shop.

She has requested a loan amount of 30,000 INR for purchasing raw materials like potatoes, spices, edible oil, lentils, rice, etc., and for making a showcase for her shop. She has a dream: to have her children study in a good school and save some money for their future.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 91
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 52.8
    India Rupees (INR) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Sanjulata to pay for purchasing raw materials like potatoes, spices, edible oil, lentils, rice, etc., for her snack shop and to make a showcase for the shop.
100% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Oct 9, 2012
Oct 22, 2012
Currency Exchange Loss:
Mar 16, 2016