DJENEBOU sells fabric in this group of women. She is the first person standing on the left-hand side [of the photo]. She plans to use the loan to buy 15 rolls of fabric that she will sell retail in her shop and at the market for cash or credit to a clientele composed mainly of women.
She plans to earn an average monthly profit of 26,500 FCFA, part of which she will use to pay back the loan and its interest, and the rest of which she will save. She wants to increase her sales to better satisfy her customers.
Elles sont à leur troisième prêt avec l’institution de microfinance Soro Yiriwaso, dans le souci de satisfaire le besoin de leur clientèle.
Mme DJENEBOU fait le commerce de tissus dans ce groupe de femmes. Elle est debout en première position à partir de la gauche.
Elle compte acheter avec son prêt 15 rouleaux de tissus qu’elle revend en détail sur place et au marché à une clientèle composée en majeur partie de femmes, en détail au comptant et à crédit.
Elle envisage réaliser un bénéfice mensuel moyen de 26.500FCFA dont une partie est utilisée pour payer le prêt et son intérêt et l’autre pour servir d’épargne.
Elle ambitionne augmenter mon chiffre d’affaire pour mieux satisfaire ma clientèle.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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