A loan of $800 helped a member to buy more fruits to sell to customers.


Joomo Group's story

Five trading women came together in 2011 to form the Joomo group so that they can access loans from Initiative Development Ghana, Kiva's partner in Ghana. They sell the following items: soft drinks, wigs, provisions and fruits. This is their first loan with the MFI (microfinance institution). The group has gone through series of business and social training supervised by the MFI. The group is displacing some of the items that they sell.

Ernestina is a 52-year-old fruit seller, married to a 57-year-old teacher. Their children are all grown up. She has been doing this job for 10 years, from morning to evening and also from Monday to Friday.

She needs 300 Ghana cedis to be able to buy more fruits from the market to sell.

The group needs a total of 1500 Ghana cedis to maintain their businesses.

In this group: Vida, Comfort, Ernestina, Eva, Diana



Loan details


Lenders and lending teams



Loan details