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Cesar is married and the father of 3 children, 2 of whom attend School. He lives in his own home with his family and doesn't support anyone else.

He is a teacher and a permanent employee of the Ministry of Education. With this loan he intends to purchase construction material (cement, sand, beams, stone, doors and others) to continue building his home.

In future he wishes to finish his degree and expand his house and to this end he commits to duly paying off the loan in order to solicit further loans from Hluvuku.

His challenge is to work increasingly harder to pay off his loan without any problems..
View original language description ↓
Casado e pai de 3 filhos, 2 dos quais frequentam Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
É docente e quadro do Ministério de Educação. Com este empréstimo pretende comprar material de construção (cimento, areia, barrotes, pedra, porta, e outros) para dar continuidade a obra da sua casa.
No futuro deseja terminar a licenciatura e ampliar mais a sua casa, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
Tem como desafio trabalhar cada vez mais para pagar o empréstimo sem problemas.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 53
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 28.6
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Cesar purchase construction material (cement, sand, beams, stone, doors and others) to continue building his home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 9, 2012
Nov 1, 2012
Currency Exchange Loss:
Dec 18, 2012