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Ani lives in Jermuk, a town in the province of Vayots Dzor, with her grandparents and sister. Ani is a hairdresser and has been running a little salon for two years. In addition to this, she helps her family run a farm where they grow fruit trees and keep chickens and turkeys. The barn in which the livestock is kept is too old and needs to be renovated. Ani has applied for this loan to pay for the barn renovation. Renovating the barn is important because it will help protect the turkeys and chickens during the cold winter and will help keep the development of agriculture stable.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 174
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Ani to pay for a barn renovation.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Oct 21, 2012
Currency Exchange Loss:
Jan 17, 2014