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Laura lives in Dashtakar village, Ararat region, with her husband, son and father-in-law. Laura is a nurse at a local hospital, and her husband is a police officer. Unfortunately, their salaries are too low to make ends meet, and the couple also runs a farm to have additional income from agriculture.

Laura keeps cows and a mother pig, grows grass, which she uses as forage for the cattle, and grows fruit trees.

Laura wants to grow a special sort of grass to feed the cattle. For this aim, she plans to purchase grass seeds. Laura also wants to purchase grass to feed the cattle during winter, saplings for her orchard, as well as young pigs.

Implementation of all these purchases will allow Laura to gather more income from agriculture and improve her family's living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 139
    View loans »
    Armenia Loans Fundraising
  • $15,768,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Laura to pay for seeds, saplings, grass, and young pigs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 26, 2012
Oct 21, 2012
Currency Exchange Loss:
Oct 17, 2014