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Gavhar is a woman with a kind character. She's married and has four kids. Gavhar is a cook, she prepares and sells various traditional dishes - national pilaf and soups. He husband and elder son work in Russia. If they can they send Gavhar money every month. Gavhar wants to pay for her son's wedding, but she does not have enough finances. The money she receives from son and husband only cover her living costs, this is why she's requesting a loan. From loan proceeds Gavhar wants to purchase wedding gifts for his son and daughter in law. Gavhar is very happy that with help of Arvand and Kiva people with financial difficulties can solve their problems.
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Гавхар женщина с добрым характером . Она замужем и имеет четверых детей. Она повар и продает на рынке свои блюда национальный плов и разные супы. Муж и старший сын работают в Российской федерации. Каждый месяц они по возможности отправляют ей денежные средства. Гавхар хочет женить своего второго сына но на такие крупные расходы у нее нет средств. То что сын и муж отправляют ей все уходит на проживание, поэтому она запрашивает кредит. На полученный кредит Гавхар хочет купить сыну и будущей невестке подарки на преданное. Она очень рада, что с помощью таких организаций как Арванд и Кива люди имеющие трудности в финансовых ситуациях, могут решить свои проблемы.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 235
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Gavhar to buy wedding gifts for her daughter-in-law and son.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 7, 2012
Oct 22, 2012
Currency Exchange Loss:
Aug 17, 2013