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Ms. Rukhsana is 26 years old and a vigorous, married woman. She has been in the work of hand-embroidery since many years ago. She is passionate about her work, and client demand is strong. But business challenges, combined with family and expenditures are frustrating her nearly every day. Her husband is employed as a salesperson in a grocery store, but he does not earn enough to support his family well.

Rukhsana’s embroidery patterns are very popular on her street, and she is the best-earning resource in her household. Now she wants to expand her business with the help of a loan from Kashf so she requested a loan of 15,000 Pakistan rupees (Rs.). It will help her to purchase a bundle of cloths in different colors and embellishment material to meet the orders without delay. In addition to repaying the loan, Rukhsana will use part of the revenues to deal with the improvement of her house.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 283
    View loans »
    Pakistan Loans Fundraising
  • $17,414,050
    Funds lent in using Kiva
  • 95.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Rukhsana to purchase a bundle of cloths in different colors and embellishment material to meet the orders without delay.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Oct 21, 2012
Currency Exchange Loss:
Nov 17, 2013